Chase freedom unlimited reddit.

Aug 18, 2022 · Both of these cards offer very good cash-back rates on everyday purchases. While the Citi Double Cash earns a higher rate of 2% back (1% when you buy and 1% as you pay) compared to 1.5% on the Chase Freedom Unlimited, the latter can make up for that with even higher rates in certain bonus categories (up to $20,000 spent in the first year). However, the combination of high rewards rates, a strong introductory APR period, and cash rewards, makes this a fantastic credit card. Chase Freedom Flex.Do you use your Chase Freedom Unlimited? For those of you who aren’t exclusively using the Chase trifecta, but do have Chase in your mix, do you use the CFU? With Amex, …The difference between freedom unlimited and sapphire preferred is in redemption value. Freedom unlimited only allows you to redeem points at 1:1 cash value. Sapphire preferred adds the ability to purchase travel at 1.25x value. Additionally with sapphire you can transfer points to hotel and airline programs where it is possibly to get even ...

The Chase Freedom Unlimited® credit card offers high rewards on everyday spending, including bonus cash back in the following categories: 5% on travel booked via Chase Ultimate Rewards® travel ...WF has $200 sub and cell phone insurance. FNBO is the same reward structure and $200 sub as WF, but has no Cell Phone insurance. Fidelity has a $150 sub, but has 1% FTF, Lost luggage reimbursement, Travel accident insurance, and Roadside dispatch. Both the FNBO and WF only redeems in $25 increment. The Fidelity redeems in $25 minimum, but only ...The Chase Freedom card is known for 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate (then 1%) and 1% on all other eligible purchases.

2 days ago · On October 12, 2023, the issuer launched its first-ever special offer of unlimited matched cash back, which doubles the Chase Freedom Unlimited ’s cash-back rate in year one of card ownership ...

Yes, you can apply for the Chase Freedom Unlimited credit card even if you already have the Chase Freedom card. These rewards credit cards are two separate ...5. The bonus can easily be worth several hundred dollars. The Freedom Unlimited has a sign-up bonus of $200 (or potentially 20,000 Ultimate Rewards points) after spending $500 on purchases within the first three months. While on the surface, you're getting $200 back after meeting minimum spending requirements, you can also convert …Chase Freedom Unlimited. Rewards rate. 10% cash back on purchases made through Uber and Uber Eats through Nov. 14, 2024. 8% cash back on Capital One Entertainment purchases. 5% back on hotel and ...To my understanding, Signature cards have a minimum CL of $5000, while the Visa Infinite cards have a minimum of $10000. i.e CSR is Visa Infinite. You mean CSR. And signature cards do NOT have a $5000 minimum. I concur, where do you get this belief from? My CIC has a CL of $3000 and is a Visa signature.Chase released a new signup bonus on their Freedom Unlimited card: So the rewards are: 3% On everything 4.5% on dining/drugstores 6.5% on travel booked through the Ultimate rewards portal.

As a data point, Chase automatically raised my limit on my Slate card after one and two years, from $3000 to $5000 to $7500. I thhink it’s likely that after a year of on-time payments they raise you to $3000. Also, spending and then paying it off in full before the due date shown on your statement is due is good.

Chase Freedom Unlimited. Rewards rate. 10% cash back on purchases made through Uber and Uber Eats through Nov. 14, 2024. 8% cash back on Capital One Entertainment purchases. 5% back on hotel and ...

The Chase Freedom card is known for 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate (then 1%) and 1% on all other eligible purchases.Freedom Unlimited Card. Chase Offers — Similar to Amex Offers, cardholders can view and activate a variety of offers to earn statement credits for their purchases. Shop through Chase — Earn more cash-back when you utilize the shopping portal to purchase with your card. Purchase Protection — Receive coverage up to 120 …The Chase Freedom Unlimited starts with a rich welcome offer, but its useful bonus categories and flexible rewards make it a winner among cash-back cards.So basically, that same $5 dollars worth of 500 points can be worth much more than $5 dollars. The Sapphire preferred chase ultimate rewards portal will give you an extra 25% on top of what you have. So that 500 points usually worth $5 dollars is now worth $6.25. With the reserve card, that is now worth $7.50 because they give 50%.Thoughts on the Chase Freedom Unlimited®. Card details. INTRO OFFER: Earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) - worth up to $300 cash back! Enjoy 6.5% cash back on travel purchased through Chase Ultimate Rewards®, our premier rewards program that lets you redeem rewards for cash back ...The Offer. Direct link to offer. Chase is offering some users a sign up bonus of 3% cash back on all purchases on the Chase Freedom Unlimited for the first year. There is no sign up bonus on this card, but you do get $25 (2,500 Chase UR) when you add an authorized user and make your first purchase.

Earn unlimited 1.5% or more on all purchases, like 3% on dining and drugstores and 5% on travel purchased through Chase.Winner: Chase Freedom Flex℠. The Freedom Flex card is, without a doubt, our favorite personal credit card with no annual fee in this showdown. You can earn up to 5% cash-back with this credit card, which is quite a feat for a no annual fee credit card. 5% cash-back per $1 spent on Lyft purchases through March 2025.After your average rent payment of $1164, and your average used car payment of $465, you are left with $2,371/month to spend. Assuming you spend every penny of that on a Freedom card, the difference between the CFU 1.5% ($35.57 cashback) and the CFF 1% ($23.71 cashback) is $11.86. Chase Freedom Unlimited I got approved for this card, it's my first credit card. My limit is $1,500. How fast can I raise this limit? I am new to credit cards. Also would you recommend getting another credit card? If so which one, and was Chase Freedom Unlimited a good choice for my first card? Thank you all. 16 27 comments Add a CommentThe Freedom Unlimited then earns 1.5% cash back on all purchases, while the Freedom Flex earns 1% cash back on all purchases, but will earn 5% cash back (on up to $1500 of spending) on a category that changes every 3 months. Last quarter the Freedom Flex earned 5% back on Amazon and Whole Foods, this quarter it earns 5% cash back on PayPal and ...The Chase Freedom Unlimited® offers a 0% introductory APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 20.49% - 29.24% applies. An intro transfer ...The SavorOne is one of four cards I’ve gotten since I started playing the credit card rewards game in May 2020, the others being the Chase Freedom Unlimited, the Chase Freedom Flex, and the Wells Fargo Propel (before it was discontinued to new applicants). The SavorOne is definitely a solid, all-around card.

This question is about the Chase Freedom Unlimited® @WalletHub • 03/23/23 This answer was first published on 11/08/19 and it was last updated on 03/23/23.For the most current information about a financial product, you should always check an...

6 ago 2023 ... 1. Chase Sapphire Preferred® Card · 2. Capital One Venture X Rewards Credit Card · 3. The Platinum Card® from American Express · 4. American ...Chase no likey no credit history. Start with the discover student cards and after 1 year you can probably get the normal Chase freedom / freedom unlimited cards. Also see if anyone you trust will add you as an authorized user on a card that backdates, that will help a little. 1.The Chase Freedom Unlimited® offers a 0% introductory APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 20.49% - 29.24% applies. An intro transfer ...AU credit age wouldn’t help you have an increased chance at being approved by chase. You’d still need a year of your own credit card history with you as a primary account holder. If you have deposit accounts with Chase then that could lower that time to be less than a year. Still tho, being an AU doesn’t help much if at all for many ...Your offer is now active.**Reminder:**You'll earn a total of 5% cash back for every $1 you spend on up to $1,500 in combined purchases at gas stations and grocery stores from July 1 though September 30, 2022 with your Freedom Unlimited Card.1Here’s how much a cardholder could earn in the first year by charging these expenses to the Chase Freedom Unlimited card: $3,460 on groceries (excluding Walmart and Target) x 5% = $173. $2,941 ...Chase currently offers three types of Chase Freedom credit cards to new cardholders: Chase Freedom Flex℠, Chase Freedom Unlimited® and Chase Freedom® Student credit card.The Citi Custom Cash card requires a minimum of $25 for redemption. Additionally, once Ultimate Rewards points are earned on the Freedom Unlimited and transferred to premium Chase cards, the value of the points increases to up to 1.5 cents each when redeemed for travel via the Chase travel portal. You will receive just 1 cent …The SoFi credit card is quite a low-cost card compared to several competing cards. There is no annual fee and no foreign transaction fees, and the ongoing APR can be relatively low at 14.49 ...The Chase Freedom Unlimited card is a solid cash-back credit card that earns bonus rewards in specific categories in addition to a solid return on all other purchases. Cardholders can now earn 5% ...

Target doesn’t count as grocery or drugstore. CVS, Duane Reade, Walgreens and Rite Aid count as drugstore and local Pharmacies count too. FYI, CVS purchased the Target pharmacies around 5 years ago. A Target pharmacist is a CVS pharmacist. My purchases at CVS pharmacies in Target code as "Pharmacy".

As a data point, Chase automatically raised my limit on my Slate card after one and two years, from $3000 to $5000 to $7500. I thhink it’s likely that after a year of on-time payments they raise you to $3000. Also, spending and then paying it off in full before the due date shown on your statement is due is good.

The Freedom Unlimited then earns 1.5% cash back on all purchases, while the Freedom Flex earns 1% cash back on all purchases, but will earn 5% cash back (on up to $1500 of spending) on a category that changes every 3 months. Last quarter the Freedom Flex earned 5% back on Amazon and Whole Foods, this quarter it earns 5% cash back on PayPal and ... $300 on all other purchases on the Freedom Unlimited card, earning 450 points at 1.5% (which you can convert to Ultimate Rewards points by holding the Chase Sapphire Reserve card) This dominates any of the other conventional cash-back rewards cards.By Issuer. Best Citi Credit Cards. Best Chase Credit Cards. Best American Express Credit Cards. Best Capital One Credit Cards. Best Discover Credit Cards. Best Bank Of America Credit Cards. Best ...The $7,500 math is a little off on recouping the $150. You can't forget by using the citi card you'd be foregoing the 1.5% cashback on the Freedom unlimited. Therefore, $30,000 spending is the break even point: Citi Double = $30,000 * .02 = $600 cashback Freedom Unlimited = $30,000 *.015 = $450 + $150 bonus = $600.With it, you’ll earn 5% back on travel purchases through Chase Ultimate Rewards, 3% back on dining and drugstores, and 1.5% back on all other purchases, not to mention that the card offers perks with DoorDash, Lyft, and Instacart. Since it earns an uncapped 1.5% back on all non-bonused purchases, this is one of the best cards for …Do you use your Chase Freedom Unlimited? For those of you who aren’t exclusively using the Chase trifecta, but do have Chase in your mix, do you use the CFU? With Amex, Citi, & Capital One all having 2x catch-all cards, I find myself never using the CFU. Mainly just curious if any of you find a place for it in your spending. With the Chase Freedom Unlimited, cardholders can earn 5% cash back on travel purchased through Chase Ultimate Rewards, 5% back on Lyft rides (through March 31, 2025), 3% back on dining, including ...If you are willing to do some more research to maximize your earnings and redemptions, you might be better off getting Chase Freedom Unlimited (1.5% minimum and 3-5% cash back on some purchases), Freedom Flex (5% rotating categories), and either Sapphire Preferred or Sapphire Reserved annual fee cards to maximize redemptions on travel using ...Most welcome bonuses are worth paying the annual fee, assuming you redeem points the way that they are intended. Chase points can be cashed out at 1 cent per point, which means that the 60k bonus would be equivalent to $600. Getting a $600 welcome bonus for $4,000 in spend means you would be earning 15x on spend, dwarfing the 3x standard ...I have the Chase Sapphire Preferred and Freedom Unlimited. They just dramatically improved the Freedom Unlimited's benefits. It's now 5% back on travel, 3% on dining, 3% at drugstores, and unlimited 1.5% back, all with no annual fee. The Sapphire Preferred is billed as the best travel card but it's only 2% on travel and dining .Earn unlimited 1.5% cash back or more on all purchases, like 3% on dining and drugstores and 5% on travel purchased through Chase.

The Chase Freedom Student credit card earns an unlimited 1% cash back plus $20 per year for up to five years for accounts in good standing. It has no annual fee.The Chase Freedom Unlimited is a surprisingly powerful card that earns at least 1.5% back on everything. However, it becomes a standout card if you pair it with a card that earns transferable Ultimate Rewards points, doubling their potential value. Read our full review of the Chase Freedom Unlimited. Pros & Cons More Details Pros. At least 1.5% back on …The Discover it Cash Back and Chase Freedom are two of the most popular 5% cash-back cards. ... you could earn $75 cash back each quarter on top of the unlimited 1% cash back you automatically ...Target doesn’t count as grocery or drugstore. CVS, Duane Reade, Walgreens and Rite Aid count as drugstore and local Pharmacies count too. FYI, CVS purchased the Target pharmacies around 5 years ago. A Target pharmacist is a CVS pharmacist. My purchases at CVS pharmacies in Target code as "Pharmacy".Instagram:https://instagram. weather underground redwood cityclear creek isd calendarpowerschool login cmcssbcbs prefix list 2023 EDIT 2: For anyone interested, I was able to get the card right away after logging into Chase, going to the "Just For You" tab, and applying for the CFU in there. They just asked for my income and approved me on the spot. I had other offers as well like the CSR, CSP, and Southwestern but they were taken away once I got approved for the CFU.I have the Chase Sapphire Preferred and Freedom Unlimited. They just dramatically improved the Freedom Unlimited's benefits. It's now 5% back on travel, 3% on dining, 3% at drugstores, and unlimited 1.5% back, all with no annual fee. The Sapphire Preferred is billed as the best travel card but it's only 2% on travel and dining . pink oval pill 343zphc reviews The Chase Freedom Unlimited’s 1.5% cash back on everyday purchases is made even more valuable by its connection to the Ultimate Rewards program.Hi, I have the original Chase Freedom card which is no longer being issued. I would like to change it to an Unlimited or Flex. I actually think I slightly prefer Flex for the 5% rotating bonuses. vtc actuator replacement cost WF has $200 sub and cell phone insurance. FNBO is the same reward structure and $200 sub as WF, but has no Cell Phone insurance. Fidelity has a $150 sub, but has 1% FTF, Lost luggage reimbursement, Travel accident insurance, and Roadside dispatch. Both the FNBO and WF only redeems in $25 increment. The Fidelity redeems in $25 minimum, but only ...Use CF in the 5x categories, and CFU on everything else. CF+CFU+CSP/CSR is known as the "Chase Trifecta" and is a good combination to have. •. Chase has a rule where if you have opened 5 new credit cards within a 24 month period, you will automatically be denied for a new Chase card. This is why people in the credit card game say to get Chase ...The Chase Freedom Unlimited card is notable for its $0 annual fee and offering at least 1.5% back on all purchases. Here's what else you should know.