Wells fargo active cash card reddit.

So the date is November 4th, 2022 or so. I figure I'll get a new credit card to take advantage of the points bonuses by using it for some holiday shopping to satisfy the required spent amount of $1500 (for Wells Fargo Autograph card). I pay off my Citi credit card ($12500 limit) and call to close it.6 Feb 2023 ... Wells Fargo Active Cash Card. Earning cash back. $20,000. Wells Fargo Reflect Card. Balance transfers and purchases. $28,000. Wells Fargo ...I got a Wells Fargo Active Cash and haven’t received $200 for spending $1000. I spent $1000 in September. How long does it usually take for introductory rewards to come? It took me two statements before I got it. If you’ve met the spending requirement, you should see the $200 bonus as pending rewards under your Wells Fargo Rewards account ... So I just got approved for the Wells Fargo active cash credit card and am looking for another credit card that would pair with it nicely to cover most different expenses. For context I'm in my late twenties and have a credit score of about 750, no missed payments and a credit score history of 8 years.5.) Target Red Card 5% at Target. 6.) Chase Freedom/Chase Freedom Flex/Discover Card depending on what the 5% quarterly catagories are. Additional regularly used cash back cards: -US Bank Cash+ 5% on utilities/cell phone bills -Chase Amazon Prime 5% at Amazon/Whole Foods -Citi Costco 4% on gas.

Citi Double Cash is making two changes to their rewards program whereby the card will earn ThankYou points directly. Previously, the card earned cash back which could be transferred to ThankYou points. Points can still be cashed out as before, at a rate of 1 cent per point which gets you 2% back per $1 spent.Concierge service, 24/7. Your Wells Fargo Visa Signature ® card provides complimentary concierge 11 service that can help you enjoy the things you love. Simply pick up the phone to call Visa Signature Concierge. We are available 24 hours a day, 365 days a year for your travel, dining and entertainment needs.I have had a Wells Fargo Active Cash for years. opened 2015 as a college card with a $1K limit and maxed it out for the better part of 5 years with 1 late payment in 2016, upgraded to Active Cash in 05/2022 with $1300 limit, increased the limit to $2K yesterday, able to upgrade to Autograph card. Flat rate 2% cash back on everything.

Used mine on both Paypal and Apple Pay prior to having the physical card, no issues. Yes you can use it both on Apple Pay or PayPal as soon as it's approved. Expect a call from Wells Fargo Fraud Services, though. About 6 hours after I was approved I made a PayPal purchase online.The Wells Fargo Active Cash® Card is a standout cash back card that's great for a one-card wallet, or to round out your maximization strategy. This no annual fee credit card offers a...

Concierge service, 24/7. Your Wells Fargo Visa Signature ® card provides complimentary concierge 11 service that can help you enjoy the things you love. Simply pick up the phone to call Visa Signature Concierge. We are available 24 hours a day, 365 days a year for your travel, dining and entertainment needs.Wells Fargo's best cash back current offering is the Wells Fargo Active Cash® Card. This card requires a credit score of 700, at a minimum. That means applicants will need good credit or better for approval. In addition, Wells Fargo looks at applicants' housing status, monthly housing payment, and employment status. ...The Active Cash Card has been awarded accolades by Money.com, Nerdwallet, Wallethub, and The Ascent, a Motley Fool service including, Best for Flat-Rate Rewards, Best …View community ranking In the Top 1% of largest communities on Reddit. If you are considering open a 2% flat rate credit card, I would not recommend wells fargo active cash . It seems on top of the 25 dollar redeeming threshold for redeeming reward, you also need to redeem in 25 dollar increment. I got 92 dollar in rewards and when I tried to …

Our Rating 4.0/5 How our ratings work; APR 20.24%, 25.24%, or 29.99% (Variable) ; Annual Fee $0; $200 $200 Cash Bonus More Info Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months. If you're a fan of earning cash rewards for your everyday spending, then you need a credit card that rewards you for purchases outside of popular bonus categories like travel ...

Wells Fargo Active Cash® Card. The Wells Fargo Active Cash® Card offers a similar benefits spread of all no-annual-fee cards. As for the Active Cash's welcome bonus, you can earn a $200 cash ...

87 87 comments Add a Comment Vanilla35 • 2 yr. ago • Edited 2 yr. ago Stoked to have gotten both this and the Citi Custom Cash. Gotta spend it up these next few months to get both SUBs 💰 18 StrikeScribe • 2 yr. ago I just got Citi Custom Cash a month ago. So this encourages me.The Wells Fargo Active Cash credit card is a popular option, with no annual fee. Here's what you should know about this card's overall fees and the Wells Fargo ...Wells Fargo Active Cash Card: Earn unlimited 2% cash rewards on purchases; Capital One SavorOne: Earn 10% cash back on Uber & Uber Eats purchases (through 11/14/2024)With the Autograph it really depends on your top spending categories and how much you spend. 2 vs 3% doesn't seem like a big difference but it can be. My phone bill is $130 every month. That's 2.60 vs 3.90, an extra $15 a year just for getting the boost in that one category. Realshotgg • 1 yr. ago.The Wells Fargo Active Cash is an excellent flat-rate cash-back card. Since its release in July 2021, the card has established itself firmly as a new “plastic standard” when it comes to ...

Additional terms and conditions apply." From Chase Freedom Flex: "Get up to $800 per claim and $1,000 per year in cell phone protection against covered theft or damage for phones listed on your monthly cell phone bill when you pay it with your eligible credit card. Maximum of 2 claims in a 12 month period with a $50 deductible per claim."Income: $54,000. FICO Score: 735. First and only other CC: Apple Card. had since December, 2019. credit limit is $12,500 (started at $750) APR is 22.24% but I always pay off on time. I was approved for the WF Active Cash a couple business days after applying with a limit of $2,500. I know WF is known to give lower limits, and I very rarely have ...Mobile carrier's message and data rates may apply. See Wells Fargo's Online Access Agreement for more information. Deposit products offered by Wells Fargo Bank, N.A. Member FDIC. QSR-0423-02868. LRC-0323. Find answers to frequently asked questions about your available balance, account history, legal order processing and more.So that’s 2%. Wells Fargo has a $25 minimum to redeem to a savings, mortgage, or loan account. Can also get redeem rewards for cash in $20 increments at a Wells Fargo ATM. There doesn’t seem to be a specific minimum to redeem rewards for purchases or to buy with points. Citi Double Cash has a $25 minimum amount redemption.Wells Fargo no longer requires cash back to be redeemed in increments of $25. I just redeemed my cash back for my WF Active Cash. Historically, you had to put in an increment of $25. However, today it gave me the option to type in an amount. I typed in 96.02 to see what happened.

Concierge service, 24/7. Your Wells Fargo Visa Signature ® card provides complimentary concierge 11 service that can help you enjoy the things you love. Simply pick up the phone to call Visa Signature Concierge. We are available 24 hours a day, 365 days a year for your travel, dining and entertainment needs.If you already have the Wells Fargo Active Cash Card you can request a balance transfer by signing on to Wells Fargo Online. Then select Request Balance Transfer under Account Management to view available offers. You may also call 1-800-642-4720. To learn more, please visit Wells Fargo Balance Transfers.

The real value in credit cards is using them to offset travel expenses. 2% cash back is 2% … however, 1 chase point, 1 amex point, or 1 citi point if used correctly, can get up to like 8 cents each (though usually more like 3-4 cents each) and they have multiple point earning cards that earn 1-5pt/dollar spent.I got approved. Income 90k 5/24: 5/24 (before applying) CL: $3,000. Current cards. Amex Gold 5/22 (using their apple card-like pre-approval tool, after being previously denied twice the old fashioned way) Citi custom cash 5/22 $6,800. Apple …WF active cash makes more sense for the $200 SUB and cell phone protection. Citi DC might be a better option for those that already have Citi accounts. Yeah the Virtual Card is def. a plus citi bank but not sure how reliable they are with the new system. That's it.The Wells Fargo Active Cash® Card offers a 2% flat cash back rewards rate. Another small perk of this rewards rate: You’ll always earn your 2% cash back upfront, unlike the Citi® Double Cash Card, which offers 1% back at the time of purchase and another 1% when you pay it off. Wells Fargo Active Cash® Card simplifies that approach ...I wanted to know what my odds for approval would be for the Active Cash. Current cards : Discover it Student $2,300 (July 2021) Cap one savor one Student $3,000 (may 2022) Chase Freedom Flex $5,500 (July 2022) Credit score: Experian: 735 …Wells Fargo is offering to do a card switch for me. They want to switch my primary card Platinum Wells Fargo Cash Back Card (1%) to there new Active Cash Card (2%). After looking into it more, I found that the Chase Freedom Unlimited may be a better option but I am more inclined to go for the WF Active Cash Card because it is a Visa Signature.

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I got my Wells Fargo Active Cash card and activated it yesterday. I am used to opting in to cashback, because my only other card is the Discover IT card (rotating 5% categories). I clicked around in the Wells Fargo dashboard and didn't find an opt-in, and assumed that since it's a flat cashback card, there is no way to charge it without cashback.

When you log in, it'll show you if it's eligible or not for changing. double check that the platinum doesn't provide a 50% go far rewards bonus when redeemed for airfare. I know the WF cash back (1% back card) provides this benefit, and will turn the active cash into effectively a 3% back card. I upgraded my WF Platinum to the Active Cash ...Is Wells Fargo Active Cash card the best one? It offers 2% cash back on everything, which is the highest I've seen (second highest is 1.5%) without any fees. Obviously there's other cards that offer more, like 4-5% on certain categories, but their non category specific cash back is usually around 1%. Vote. 2 comments.The Active Cash offers a $200 cash rewards bonus after spending $500 in purchases within the first three months. That’s approximately $167 in spending per month. To earn the bonus, consider ...UPDATE: I just called in and was approved with a $12k limit. I asked why it went into pending status, and the rep told me it was 100% because I had no relationship with them, and they wanted to verify that it wasn't fraud. Data points: They pulled Experian which is by far my lowest score at 780 - 0/6 3/12 - AAoA: 5y4m oldest being 12y10m - Less ...Wells Fargo Active Cash Fraud Before Receiving and Confirming Card 0 /r/creditcards , 2023-06-10, 11:12:06 Active cash Wells Fargo to pay rent 0Wells Fargo Active Cash Visa ® Card Account Addendum Effective: March 18, 2023. These Wells Fargo Rewards Program Terms and Conditions Summary and Addendum (collectively called Terms) are only a summary of the full Terms. Other restrictions and requirements apply. If approved for the Wells Fargo Active Cash Visa Card, we will …Wells Fargo Autograph℠ Card vs. Wells Fargo Active Cash® Card. The Wells Fargo Active Cash's rewards are appealing for a flat-rate rewards card. With the Active Cash you'll earn 2% cash ...All of their intro offers have run their course & they carry a 19.99% - 25.24% apr, is the reason I was in the market for the WFAC. I have a $0 balance on 3 of them & a $515 balance on the 4th (which puts my credit utilization@1%). The newest of the cards is 16 months old and the next is 25 months so I have 1 hard inquiry in the past 2yrs. Yes I do. DimitrisMeli • 3 yr. ago. Then you should have no problem applying for a credit card. I am in a similar situation as you. I am not a permanent resident, but I work here, so I have a SSN. I have applied for 3 credit cards and I have been accepted for all of them. I give my US address when I apply.

The Wells Fargo Active Cash® Card is a good credit card for people with a credit score of 700 or higher who want to earn above-average rewards without any hassle and without paying an annual fee. Wells Fargo Active Cash also is worthwhile for people interested in 0% introductory APRs and getting up to $600 in cell phone protection. Wells Fargo Active Cash Card Review HighlightsWells Fargo Propel becomes Autograph. As the rumors have gone and others have reported, I got a letter in the mail from Wells Fargo informing me that my Propel card is being switched to the Autograph on May 24th, so interestingly not the Active Cash. This is fine with me, makes sense, and I'm honestly surprised they haven't done it earlier.Wells Fargo Active Cash Scam. Okay, so as the title says, people at least around my store, are using this card to get away with huge purchases. Essentially, these people are coming in with the card, attempting to pay and when it won't go through, they say we have to put it in as cash because "that's how the card works".There likely will be a signup bonus that would make it worth signing up for vs. the extra 1% with a product change. The only thing the Autograph would give you is 3% on cell service and insurance. I'm kind of in the same place as you, with an Active Cash, BCP, CFF, Amex Gold and Amazon Prime Visa. I will probably PC for the 3% on cell service ...Instagram:https://instagram. lotz funeral home obituariesmike clay wide receiver rankingsxfinity downdetector25weht I like my active cash card, especially since I started utilizing the my Wells Fargo deals. Which I would say is their version of Amex offers. Where other Banks post your rewards from these deals in 6 to 8 weeks or longer, Wells Fargo posted a few days after the transaction posts. Also Wells Fargo has a $300 checking account bonus right now.Only missing 4% because wf cards are 1% cb but yes this is something to consider if you have the US Bank card. I think the trade off is worth it. If you have 4 phones on your plane your bill will be about $250. So you are looking at paying about $10 a month for insurance on all of them. 2. craigslist hanover nhmlgw report power outage View community ranking In the Top 1% of largest communities on Reddit. Wells Fargo Active Cash . Big mistake in applying a little too early as my last card with them hasn't been 6 months just yet. ... fees, and/or bonus rewards offers if you opened a Wells Fargo Credit Card within the last 15 months from the date of this application and you ...Blockfi 1.5% Bitcoin cash back or the Coinbase 4% back in XLM or GRT, 1% on Bitcoin or Ethereum are a great credit + debit combo. Venmo also has a neat crypto cash back card with 3%, 2% and 1% where they use your highest and second highest spend in 3% and 2% categories automatically. There's no spend cap on 3% and 2% categories either. parking fury 2 cool math Wells Fargo will almost certainly be the easiest, followed by BofA and U.S. Bank last. pakratus 1 yr. ago. I was going to say WF, because of their new Autograph card, they might have loosened the requirements to get more customers. Can attest that they have not, well, at least for me.A Wells Fargo account opened in Georgia has the routing number 061000227. Wire transfers do not use the location-based routing number. Instead, domestic wire transfers use 121000248 and international wire transfers use WFBIUS6S.Mobile carrier's message and data rates may apply. See Wells Fargo's Online Access Agreement for more information. Deposit products offered by Wells Fargo Bank, N.A. Member FDIC. QSR-0423-02868. LRC-0323. Find answers to frequently asked questions about your available balance, account history, legal order processing and more.